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Gale, Angelo, Johnson & Patrick P.C.

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  • Practice Areas
    • Bankruptcy
    • Family Law
      • Child Support Law
      • Domestic Violence
      • Family Law Services
      • Child Custody Law
      • Divorce Law
    • Consumer Litigation
  • Attorneys
    • Elliot Gale
    • Joe Angelo
    • Scott M. Johnson
    • Lauren Patrick
    • Natalya Kalinovskiy
    • Carl W. Fereira
  • Staff
    • Brittany L. Truszkowski
    • Trishia Ures
    • Kaitlyn Monck
    • Jasmine Adams
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Bankruptcy

Navigating the Evolving Landscape of Student Loan Discharge in Bankruptcy  

September 20, 2023 //  by Scott Johnson

The student loan discharge in bankruptcy landscape has recently undergone a monumental transformation, ushering in renewed hope for student loan borrowers burdened by years of substantial student loan debt. Recent guidelines implemented by the Department of Justice have paved the way for a more accessible and streamlined process, offering potential relief to borrowers weighed down …

Navigating the Evolving Landscape of Student Loan Discharge in Bankruptcy  Read More

Category: Bankruptcy, Blog, Student LoansTag: Bankruptcy, bankruptcy discharge, debt relief, student loan

Photo for Blog Post regarding SBA loans in personal Bankruptcy.

Navigating SBA Loans in Personal Bankruptcy: What to Know About SBA Loan Cramdowns

September 5, 2023 //  by Scott Johnson

Filing for bankruptcy is often a complex and overwhelming process, especially for small business owners who may have taken out Small Business Administration (“SBA”) loans to finance their ventures. While SBA loans can provide critical support to entrepreneurs, they can also complicate the bankruptcy process because of personal guarantees and potential liens. Here we’ll explore …

Navigating SBA Loans in Personal Bankruptcy: What to Know About SBA Loan CramdownsRead More

Category: Bankruptcy, BlogTag: Bankruptcy, Ch. 13 Bankruptcy, Ch. 7 Bankruptcy, EIDL Loans, PPP Loans, SBA Cramdown, SBA Loans

Bankruptcy Myths Building Blocks

Bankruptcy: Myths and Misconceptions 

July 13, 2022 //  by Scott Johnson

Let’s cut to the chase, filing a bankruptcy case is not without consequences. If you don’t know anyone who has filed, it can be scary and pose a lot of unanswered questions. What will happen to my credit? Will I ever be able to buy a house or a car? Who decides what I can …

Bankruptcy: Myths and Misconceptions Read More

Category: Bankruptcy, Blog

Can I Use My Tax Refund to Pay My Bankruptcy Attorney_ (4)

Can I Use My Tax Refund to Pay My Bankruptcy Attorney?

March 16, 2021 //  by Elliot Gale

There is nothing more uncertain and stressful than financial turmoil and instability. Many people believe that they will lose everything if they file for bankruptcy and that their credit will be ruined for years afterward. The truth is that the bankruptcy code provides an efficient and fair system to alleviate financial stress of the American …

Can I Use My Tax Refund to Pay My Bankruptcy Attorney?Read More

Category: Bankruptcy

How to Protect your Home Under California’s New Homestead Bankruptcy Exemptions

How to Protect your Home Under California’s New Homestead Bankruptcy Exemptions

September 24, 2020 //  by Scott Johnson

Every homeowner in California who struggles with debt has the same concern: protecting their home while getting relief from other debt like credit cards, medical bills, or personal loans. Under a new bill signed into law by Governor Gavin Newsom on September 18, 2020, Californian homeowners will be able to protect significantly more of the …

How to Protect your Home Under California’s New Homestead Bankruptcy ExemptionsRead More

Category: Bankruptcy

When to File for Bankruptcy - Before or After Divorce

We’re Broke. Should my wife and I file bankruptcy before or after we file for divorce?

June 14, 2019 //  by Kevin Roux

Many couples decide to get divorced and have substantial financial issues prompting the need to file for bankruptcy or continue with the debts. The main concern is, when should a couple consider filing for bankruptcy? It would be in the parties’ best interest to consult a bankruptcy attorney and then a family law attorney for …

We’re Broke. Should my wife and I file bankruptcy before or after we file for divorce?Read More

Category: Bankruptcy

Should I File for Bankruptcy Before or After My Divorce?

April 26, 2019 //  by Kevin Roux

Jared and Reina have been married in California for 10 years and decided to file for divorce. Jared works for the State and Reina works for a private marketing firm. They both have acquired substantial assets during their marriage but are struggling to pay their bills. Should the couple file for bankruptcy before or after …

Should I File for Bankruptcy Before or After My Divorce?Read More

Category: Bankruptcy, Blog

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GAJP P.C.

1430 Blue Oaks Blvd Suite 250
Roseville, CA 95747
Phone: (916)-290-7778
Fax: (916) 282-0771
Email: [email protected]

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Practice Areas

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  • Family Law
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  • Elliot Gale
  • Joe Angelo
  • Scott M. Johnson
  • Lauren Patrick
  • Natalya Kalinovskiy
  • Carl W. Fereira

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“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

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