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Gale, Angelo, Johnson & Patrick P.C.

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  • Practice Areas
    • Bankruptcy
    • Family Law
      • Child Support Law
      • Domestic Violence Law
      • Family Law Services
      • Child Custody Law
      • Divorce Law
    • Consumer Litigation
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  • Attorneys
    • Elliot Gale
    • Joe Angelo
    • Scott M. Johnson
    • Lauren Patrick
    • Natalya Kalinovskiy
    • Kevin A. Roux
  • Staff
    • Brittany L. Klein
    • Nicole Ceasar
    • Trishia Ures
    • Kaitlyn Monck
    • Jasmine Adams
    • Lisa Walker
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    • Roseville Office
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Credit Report Errors – The Fair Credit Reporting Act (FCRA)


Protecting your consumer rights and resolving errors on your credit report.

Most consumers, just like yourself, know how important your credit score and having good credit is to your financial wellbeing. Let us be honest, today you cannot even obtain a cell phone without decent credit.

Because credit is so important, it is just as important for you to know what is on your credit report and confirm all the information listed is accurate.

Fortunately, the Fair Credit Reporting Act (FCRA) was established to protect your consumer rights and regulate how credit reporting agencies collect, distribute, and manage your information.

At Gale, Angelo, Johnson & Patrick P.C., our attorneys represent consumers throughout Northern California with many consumer rights issues concerning credit report errors.

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An accurate credit report is essential. If you suspect an error on your report, call us at (866) 380-3131 or submit the form to the right of the page.

Types of Inaccuracies

Many consumers we have represented in a FCRA dispute in the past 10+ years have had one, if not multiple errors, which can include but not be limited to:

  • Reporting Inaccurate information: Inaccurate information can include Inaccurate totals, inaccurate charge-off information, inaccurate dates, and inaccurate creditors.
  • Reporting outdated information: After filing a bankruptcy or finalizing a judgement, the filings and/or judgement must cease reporting after a certain amount of time has lapsed. 
  • Identity Theft: A person can get access to your credit file and take out new credit in your name, if you detect any accounts that are not yours, you may be a victim of identity theft.
  • Mixed Credit Files: Mixing up information in your file with another person with a similar name or social security number.

Due to the rising number of consumers, who have been affected by credit report errors, we have made it our goal to enforce your consumer rights.

If you suspect a FCRA error on your report, please complete the form to the right or call us at (866) 380-3131 to schedule a no-obligation case review today.


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FCRA Credit Review

  • Please provide more detail regarding the type of error you believe is on your credit report.

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GAJP P.C.

1430 Blue Oaks Blvd Suite 250
Roseville, CA 95747
Phone: (916)-290-7778
Fax: (916) 282-0771
Email: [email protected]

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Practice Areas

  • Bankruptcy
  • Family Law
  • Consumer Litigation
  • Estate Planning

Attorneys

  • Elliot Gale
  • Joe Angelo
  • Scott M. Johnson
  • Lauren Patrick
  • Natalya Kalinovskiy
  • Kevin A. Roux

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